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Consumer Loans/Credit Card

Consumer Loans

Heartland State Bank offers you loans for the way you live.

Whether it’s a new car, an RV or boat for the family or your dream vacation, our loan officers are here for you.

We understand our customers needs and provide fast, local decisions.

Automatic Loan Payments

  • Have your loan payments made automatically each month from your checking or savings account. Saves stamps and gives you peace of mind.

Credit Cards

When you use your HSB Credit Card, you can enjoy the world's most respected credit card and deal with the folks you know and trust. Your card is accepted at millions of locations around the world.


Take a look at the following list of services available through our Visa Credit Card:

  • Travel Accident Insurance
  • Auto Rental Insurance
  • Locally Approved
  • No Annual Fee
  • Payments can be made at our bank, online, or by mail
  • Scorecard* Bonus Points Visa Credit Cards
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