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Checking/Savings Account

Regular Checking

  • Minimum Balance: $50 to open, No minimum daily balance
  • Fees: No Monthly Service or Maintenance Fees
  • Free Monthly e-Statements
  • Interest: None
  • Other: No per item charges, Unlimited check writing

Now Checking

  • Minimum Balance: $750 minimum daily balance
  • Fees: $7.50 if balance falls below $750 (per Month)
  • Free Monthly e-Statements
  • Interest: Competitive interest rates
  • Other: No per item charges, Unlimited check writing

Pulse Checking

  • Minimum Balance: $2500 minimum daily balance
  • Fees: $10 if balance falls below $2500 (per Month)
  • Free Monthly e-Statements
  • Interest: Competitive interest rates
  • Other: No per item charges, Unlimited check writing

Regular/Children's Savings

  • Interest: Competitive interest rate
  • Free Quarterly e-Statements
  • Fees: No Monthly Service or Maintenance Fees
  • Minimum Balance: $50 opening deposit
  • Minimum Balance for Kids (12 & under): $1 opening deposit
  • No daily minimum balance required

Pulse Savings 

  • Interest: Competitive tiered interest rate
  • Free Quarterly e-Statements
  • Fees: $10 if balance falls below $2500 (per Quarter)
  • Minimum Balance: $2500

Health Savings Account

  • Minimum Balance:  $50.00 to open, $.01 daily balance
  • Fees:  $25.00 Annual Fee
  • Free Monthly e-Statements
  • Interest:  Competitive interest rates
  • Other:  No per item charges
  • Must be eligible to open and maintain

Automatic Savings Transfers

  • An easy way to save. We can help you set up monthly transfers from checking to savings, so your savings grows without you lifting a finger.

Premier Check Printing

  • Checks are printed in our Wessington Branch.
  • Get inexpensive quality checks fast, see a Customer Service Representative for details

ClickSWITCH

  • ClickSWITCH allows for easy access for switching automatic payments and deposits from one account to another. Stop in for more information!
  • https://hsbsd.clickswitch.com/Account/Login

Visit with one of our friendly staff members about the other services we offer...

  • Night Depository
  • Money Orders
  • Safe Deposit Boxes
  • Telephone Transfers
  • Wire Transfers
  • Direct Deposits
  • Visa Travel Money/Visa Gift Card
  • Notary Service

Contact a bank customer service representative for more information.

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